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Learn about our Plaid integration

Plaid is a third-party provider of banking services with connections to bank accounts at over 11,000 financial institutions across the US, Canada, UK, and Europe. Plaid's services are regulated in the UK by the Financial Conduct Authority (FCA).

Our banking integration with Plaid lets you securely connect to and retrieve your SMB customers' banking data in a standardized format.

Data type coverage

View the coverage of our Plaid integration in the Data coverage explorer.

The following banking data is available through the integration:

Supported financial institutions

You'll automatically gain access to any new financial institutions that Plaid adds to their platform.

Data mappings between Plaid and Codat

Plaid's pricing tiers give you access to specific products from your configured banking data sources. Depending on what data types you wish to fetch from Codat's API, you will need to have certain Plaid products enabled and available for use within your Plaid account.

The following table shows the Plaid Products required for each of Codat's banking data types:

Codat data typeAssociated Plaid product
Bank accountsAuth, Identity, Institution
Bank transactionsTransactions
Bank account balancesAsset Reports
Bank Transaction CategoriesN/A. These categories are Codat-provided categories powered by Codat's categorization model. This does not use the categories provided by Plaid.

Sync Settings for Plaid

Because Plaid charges per API call for some endpoints, we recommend syncing data for Account balances no more frequently than daily. You may also wish to only sync other data types on demand, rather than on a schedule to reduce associated costs.

Proxy access

If you need to access additional Plaid products, you can enable proxy access to additional banking data.